Acquisition & Growth Finance

Structured funding to support business acquisitions, management buyouts and strategic expansion. We work with established businesses seeking £250k+ facilities to fund growth opportunities.

Check Your Funding Options

What is Acquisition & Growth Finance?

Acquisition and growth finance provides funding to support the purchase of another business, management buyouts (MBO/MBI), or significant expansion projects.

Unlike standard working capital facilities, these transactions are typically structured, multi-layered and tailored to the specific opportunity.

Funding may be used for:

  • Buying a competitor
  • Management buyouts (MBO)
  • Management buy-ins (MBI)
  • Strategic acquisitions
  • Expansion into new markets
  • Major capital investment linked to growth

These transactions often involve a combination of senior debt and other structured funding.

When Should You Use Acquisition & Growth Finance?

Businesses typically consider structured growth funding when:

  • An opportunity arises to acquire a competitor
  • Ownership transition is being planned
  • Significant expansion requires substantial capital
  • Organic growth is being accelerated through acquisition
  • External funding is required to complete a transaction

These facilities are generally suited to established, profitable businesses.

Types of Business Loans Available

Acquisition Finance
Debt funding to support the purchase of another business.

Management Buyout (MBO) Finance
Funding to enable existing management to acquire ownership.

Growth Capital
Structured funding to support large-scale expansion.

Leveraged Finance
Facilities structured against business assets and projected cashflow.

Funding Amounts & Terms

Acquisition and growth facilities typically start from £250k+ and can exceed £20m+, depending on the transaction size and structure.

We focus primarily on £500k+ transactions, working with lenders experienced in structured mid-market funding.

Terms vary depending on:

  • Transaction structure
  • Cashflow profile
  • Security and assets
  • Risk profile

Repayment structures may include amortising loans or more flexible arrangements depending on deal complexity.

How Quickly Can Funding Be Arranged?

Structured transactions require careful planning. Indicative terms can often be discussed within days, with completion timelines typically ranging from 6–16 weeks, depending on due diligence and legal processes.

Early engagement is key to ensuring smooth execution.

How the Process Works

  1. Initial discussion regarding the acquisition or growth strategy
  2. Review of financials and transaction structure
  3. Introduction to suitable funding partners
  4. Due diligence and underwriting
  5. Completion and release of funds

We support the process from initial structuring through to completion.

Asset Finance FAQs

Security requirements depend on the transaction structure and lender appetite. However in nealy all cases, security will be required. This may be in the form of specific assets or a debenture.

Typically, lenders expect an equity contribution alongside debt funding for an acquisition. However, if the existing business has sufficient capacity to take on additional indebtedness, a lender may assess the acquirer and the target business on a combined basis, potentially allowing the full acquisition amount to be financed through debt.

Lenders assess both historic performance and forward projections.

These facilities are generally suited to established businesses with strong financial track records. Talk to us and we can go through your options.

Yes. Structured transactions often involve layered funding solutions.

Tell us about your funding requirements

We typically respond within one working day and your enquiry is treated in strict confidence.

For Businesses