ACCRETUS LTD — WEBSITE TERMS OF USE

Last updated: 1st December 2025

Welcome to the Accretus website.
Accretus is the trading name of Accretus Ltd, a company registered in England and Wales (Company No. 16771341), with registered office at 20 Wenlock Road, London, England, N1 7GU (“we”, “us”, “our”).

By accessing or using this website, you agree to be bound by these Terms of Use.
If you do not agree with any part of these terms, you should discontinue use of the website.

1. About Accretus

Accretus provides unregulated business services including capital introductions, credit assessment, and consulting to small and medium-sized businesses.
We do not provide regulated financial advice, and we do not arrange or introduce any regulated lending products.

2. Website Content

The content on this website is provided for general information purposes only.
It is not intended as:

  • financial advice
  • investment advice
  • credit broking advice
  • legal, tax or professional advice

While we aim to keep information accurate and up to date, we make no representations or warranties of any kind, express or implied.

You should not rely solely on any information on this website when making business, financial or investment decisions.

3. Use of Our Website

You agree not to:

  • Use the site for unlawful purposes
  • Attempt to gain unauthorised access to the website or its systems
  • Introduce malware, viruses or harmful technology
  • Use automated systems (e.g., bots, scrapers) to extract data
  • Copy or reproduce website content without permission

We reserve the right to restrict or terminate access to the website at our discretion.

4. Enquiries and Contact Forms

When you submit information through our contact forms or email, you confirm that:

  • The information provided is accurate
  • You have the right to provide it
  • You are contacting us for legitimate business purposes

Any personal information you provide is processed according to our Privacy Policy.

Submitting an enquiry does not create any contractual relationship.

5. Capital Introductions and Business Services

Where appropriate, we may introduce you to relevant lenders, financial organisations or business partners.
By requesting or consenting to such introductions, you acknowledge that:

  • We do not provide regulated financial advice
  • We do not arrange regulated credit agreements
  • Lenders and partners make their own decisions
  • We may receive fees from lenders or clients in connection with introductions or consulting work

Any engagement for services will be governed by separate written agreements.

6. Intellectual Property

All content on this website—including text, graphics, logos, icons and design—is owned by or licensed to Accretus Ltd.

You may:

  • View the website
  • Download or print content for personal or internal business use

You may not:

  • Copy, reproduce, republish or distribute any content without prior written permission
  • Use our trademarks or branding without consent

7. Third-Party Links

This website may contain links to external websites.
We do not control or endorse their content and are not responsible for:

  • their accuracy
  • their privacy practices
  • their terms of use

You access third-party websites at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law, Accretus Ltd shall not be liable for any:

  • Loss of profits
  • Loss of business
  • Loss of data
  • Business interruption
  • Indirect or consequential loss

arising from your use of this website or reliance on its content.

Nothing in these terms excludes liability for fraud, fraudulent misrepresentation, or other liability that cannot be lawfully excluded.

9. Changes to the Website or Terms

We may update or change our website content or these Terms of Use at any time.
Any changes will be posted on this page with an updated date.
Continued use of the website after changes constitutes acceptance of the revised terms.

10. Governing Law

These Terms of Use and any disputes arising from them are governed by the laws of England and Wales.
The courts of England and Wales shall have exclusive jurisdiction.

11. Contact Us

If you have questions about these Terms of Use, you can contact us at: contact@accretus.co.uk